Earn More Money Why Spending Less Isnt Always the Answer

Gain More Money Why Spending Less Isnt Always the Answer Gain More Money! Why Spending Less Isn't the Only Answer Regularly, the best answer for cash stresses is to earn more cash. The previous evening, I put in a few hours getting up to speed with peruser messages. Definitely, about 33% of the messages I get are from individuals in their twenties or thirties who are either stuck under heaps of obligation or who basically dont win enough yet to stay aware of the expense of life. Spending Less Only Goes So Far On the off chance that you have been perusing individual fund books and online journals for some time, you'll have run over a lot of counsel on frugalityhow to live on less and get a good deal on all that you purchase. It's there for a valid justification; it's savvy to be cheap and not follow through on full cost for everything. Be that as it may, thriftiness has its cutoff points. Arriving at YOUR EXPENSE FLOOR Its conceivable to take out superfluous costs and set aside cash by examination shopping, cutting coupons, arranging, or purchasing utilized however you can indeed trim a limited amount of much fat before you begin removing the meat. At some point or another you're going to hit what I call your cost floor. It's the measure of cash you have to live at your base agreeable level. When you hit your cost floor, you can't essentially cut your costs any further. Everyone's cost floor is unique. Yours will rely upon things like: Where you live. How much obligation you have. What you're willing to forfeit and what you aren't. The last one is precarious. Individual account masters love to advocate SACRIFICE. They'll state you should sell your vehicle and take the transport to work. Or on the other hand that insofar as you're in the red, you ought to never get away or go out to eat again. Presently, I'm not saying you ought to enjoy seven days in Paris or normal suppers at Morton's the point at which you can't bear the cost of it. Yet, I AM stating this: Allow yourself to appreciate life while you take a shot at your monetary objectives. Sensibly speaking. Why? Provided that you don't give yourself little extravagances on a standard premise, in the long run you may separate and damage your advancement by blowing your cash on something important. There are a ton of extraordinary examinations out there indicating that self discipline resembles a muscle, and that resolve can be drained. This applies when you endeavor to run a couple of miles, work continuous for a few hours, adhere to an eating regimen, or oppose burning through cash all the time. (Likewise, I shouldn't have to bring up, that when you arrive to your detriment floor, life won't be a lot of FUN. That is to say, you don't should be rich to appreciate life, however no one WANTS to perspire each penny all month every month.) How at that point, do you keep on discovering more cash to spare or put towards obligation in the event that you've cut your costs right to the floor? You acquire more cash. This is the end I went to quite a long while back. Model: How I Started to Earn More Here's my story. (Sign the wavy lines and flashback music.) It was the Spring of 2006 and the outcomes of my initial adulthood money related folly were drawing closer their generally extreme. I had been out of school for a long time, yet my decisions of both major and starting vocation (human science/news coverage) weren't actually helping my funds. I had figured out how to use my article aptitudes to exchange my magazine work for one composing advertising duplicate a move that got me a painfully required extra $5,000 per year in pay. Insufficient. So at 24, I bit the bullet and moved back in with my mother and father. Still insufficient. I didn't need to pay for lease or food. My solitary fundamental month to month costs were gas and vehicle protection (in addition to all the base obligation installments). Obviously, I needed SOME cash to have a fabulous time every month, except the reality was that I scarcely had enough to cover my obligation installments, not to mention quicken my reimbursement progress. I could've removed each penny of fun spendingthe intermittent supper and beverages with friendsbut I essentially couldn't totally remove this (since I knew as a matter of fact, overexerting my will throughout each and every day just drove me to later sink up a significantly greater way.) I had arrived to my detriment floor. I proved unable (or, in any event, wasn't willing) to cut my costs any more. In any case, I HAD to take care of my obligation… I would not like to be in the red until the end of time. THE DECISION That month, I settled on the choice that would transform me… the choice to win more moneyxqdzzvwqwdvurqacddrrevwdburrv. I was tired of being in the red. I had cut costs everything I could. At that point, I chose to make sense of how. I recorded the three different ways I knew to procure more cash: Get a raise or more lucrative employment. Find a second line of work or independent. Start a business. In the long run, I would do every one of the three, yet I began by finding a second line of work. I don't really imagine that a subsequent activity/outsourcing is least demanding of the three different ways to acquire more cash, yet it's completely the one you can make happen the quickest. In case you're willing to do horrible occupations for low compensation, you can discover low maintenance work. On the off chance that you have attractive aptitudes, you can independent. For my situation, I turned into a Starbucks barista. I'd work 8-5, jump in my vehicle and fight heavy traffic to work 6-10 serving espresso 3-4 evenings every week. At that point I'd do a six or eight hour move on Saturdays. That got an extra $800 or so a month (net). That was acceptable, however I needed to escape obligation AND move free from my folks' rooftop. It wasn't sufficient. In several months, I got another day line of work that paid $6,000 every year more. I took it. I kept on working at Starbucks, in spite of the fact that with the new position's area, I currently needed to sit in a short time of far and away more terrible heavy traffic to get between the two. In any case, in under a half year, I had gone from winning $34,000 to over $52,000 per year, putting admirably over an extra $1,000 in my pocketand towards my debteach month. Was it simple? Damnation no. Be that as it may, I was gaining ground. Only a couple of months after the fact, I lucked out. My past boss made another position and thought profoundly enough of me to request that I apply. At last, they offered me more cash to return a marginally extraordinary and all the more testing job. The outcome was a $8,000-a-year raise in addition to rewards. So now, in under a year, I had dramatically increased my pay. While all of was going on, I began MoneyUnder30.com. In those days, this blog wasn't a lot. I posted a couple horrible, meandering posts, let the site sit inert for a while, at that point composed more. Be that as it may, in mid 2007, I began to discover a mood with blogging. A portion of my posts did well in the web search tools, and rising traffic levels gave me inspiration to continue onward. I watched and gained from other developing web journals like Get Rich Slowly, Consumerism Commentary, and I Will Teach You To Be Rich, and I kept at it, a little at once. In the end, I began to acquire some cash from the site, as well. It began slowa hundred dollars here, two or three hundred more there. After a year my site was gaining over a thousand dollars per month. One more year, and my site was earning what could be compared to an unassuming compensation. Today, I gain more from my blog than I do from my activity. I'm NOT saying this to gloat regarding my blog's prosperity, however to give you that in five years, I expanded my yearly salary about 500%. Thus, I had the option to take care of some $80,000 obligation in only a couple of years. (Also stand to get hitched, move into a house, and start a family.) Had I NOT expanded my salary, or not done it so significantly, I would presumably: Still be owing debtors. Not have crisis investment funds of any sort. Not have had the option to manage the cost of a home, have a child, or even have gotten hitched. So there you have it. In case you're worn out on cutting costs and wasting time, get the choice to win more cash-flow today. In case you're willing to take the necessary steps, this hands down the most ideal approach to escape obligation or arrive at your reserve funds objectives quicker. I know since it worked for me. In the event that youre prepared to make the following strides, read these posts on why you need a side hustle, how to defeat your reasons for not winning more and how to locate a side hustle thought and win your first additional dollar. Or on the other hand, you might need to find out about how to arrange anything regardless of whether youre timid or apprehensive for tips on approaching the supervisor for a raise! ###

5 student Christmas shopping tips that wont break your bank balance - Debut

5 understudy Christmas shopping tips that wont break your bank balance - Debut Christmas is a troublesome time for understudies all over. A large portion of us have spent most of our advance that we got in September and are excitedly trusting that the following portion will hit the financial balance in January. This, in any case, implies that our assets are running low over the Christmas time frame! There is no compelling reason to stress in light of the fact that here at Debut, we have shaped a rundown of organizations, sites and stores that are helping understudies endure Christmas without burning up all available resources. NUS Extra/Student Beans/UNiDAYS As I am certain you know, the most ideal approach to get rebate costs on things is by utilizing and mishandling your NUS card or by joining to UNiDAYS utilizing your scholastic email to get astounding proposals on stores, for example, ASOS, Adidas and Goldsmiths boutique. Numerous organizations twofold their limits for specific periods so it merits looking out for exceptional offers! Regardless of whether you need to purchase on the web or coming up, streak offers are perfect when on a careful spending plan. HMV Crazy Deals HMV has an online 'insane arrangements' plan where you can discover limits on multipacks on DVDs and CDs including the total 8 film assortment of Harry Potter to the total assortment of Indian Jones. You can take out two targets with one shot here and purchase the family a joint present, one that everybody can appreciate over the occasion time frame and, with gratitude to HMV you will make certain to discover something to fulfill the whole family. Photographic Presents Relatives consistently welcome the great endowment of a photograph collection or a surrounded image of you and your kin that they can gladly put on their mantelpieces, and organizations such as Vistaprint and Photobox are making this simple for you to do with their 'Get Ready for Christmas' crusades. These days you can accomplish more than locate a decent photograph to outline, rather, you can make customized blessings, for example, pads, mugs, telephone cases with your preferred photos on. In the event that it is your first buy from both of the organizations, make a point to make the most out of the limits they offer for first time purchasers. With organizations, for example, these, there are consistently limits offered, so don't accepting anything at the maximum! Applications In spite of the fact that this may appear a significant strange thought for a present, we are in the twenty-first century, and innovation is the path forward so why not accepting your kin the application they need yet never need to pay the cash to buy? With most of individuals having either a cell phone or tablet, it is a modest yet a sudden blessing. Another incredible thing about applications is that they spread an expansive range of interests, from engaging games to insane wellness to magazine memberships. Boots week by week offers: 3 for 2 Christmas Mix and Match We have all once got the exemplary Christmas present of the toiletries box set that incorporates lovely smelling shower gel and body creams, which makes us believe that the current supplier is attempting to reveal to us something about our own cleanliness. On account of Boots, there is a 3 for 2 proposal on such items including the Soap and Glory Hello Super Spa set. Get purchasing in the near future! With college cutoff times quick drawing closer around the Christmas time frame, it does not merit making yourself more worried than you should be by distracting yourself with what you have to purchase your relatives. Give yourself a sensible spending plan and stick to it! Interface with Debut on Facebook, Twitter, and LinkedIn for additional vocations bits of knowledge.

11 Sites to Find Work at Home Jobs

11 Sites to Find Work at Home Jobs 11 Sites to Find Work at Home Jobs Timing is a significant part of any pursuit of employment. Getting your resume or application before the ideal individual (or even at the correct organization) at the perfect time can have a significant effect. Obviously, except if you have an inside contact at an organization, it's difficult to tell when it's recruiting. Finding numerous wellsprings of new occupation leads can assist you with discovering when organizations have open positions. Presently, you could troll the Internet and additionally Craigslist to secure position drives yourself, however that is very tedious and presumably superfluous, given what's accessible on the Internet. Since my center is work-at-home employments, I've assembled a few connects to (for the most part) free every day work drives online journals and sites that have practical experience in working from home and independent occupations. Work-at-Home Job Leads Bookmark this page and return to it routinely. Be that as it may, recall these activity leads aren't pre-screened, so know the indications of a work-at-home trick. Futile way of life Rebellion - Daily occupation leads here run the extent, however a great deal are home call place organizations. Work from home Job List - This website portions itself into records for lawful, bookkeeping, composing, Internet/website composition, clinical employments from home. Work at Home Space - These are altogether essentially Craigslist posting, yet this makes it much simpler than looking through various urban communities' postings. FlexJobs - This administration posts better than average working from home gigs, yet it isn't free so peruse the FlexJobs audit first to choose if it's ideal for you. FreelanceJobOpenings.com - These are for the most part passage level composing occupations, yet you'll discover interpretation and web search tool assessment work leads here too. Indeed.com Telecommuting - This well known vocations site is arranged by working from home occupations; to limit it to your field, pick extra quest terms for your industry. Jobs.jobs - Major organizations utilize the .occupations space to promote open positions. FWJ Freelance Writing Jobs - As the name suggests, this one had practical experience in employments for journalists, editors and bloggers. It is refreshed day by day. WAHJobLeads - The open doors on this board are separated from an assortment of sources. It isn't refreshed day by day, however. Non Phone Jobs - Crowdsourcing, web based educating, information passage and search assessment are among the sorts of positions on this website. Passages aren't dated so it's hard to know how new they are except if you're a standard guest. The Work at Home Journal - Though this site is refreshed habitually, not all that it records are work leads, however now and again they are organizations that employ remote workers routinely. Work-at-Home Companies In any case, one issue with distributed arrangements of day by day work leads can be that numerous others see them as well, making the opposition harder. So while perusing work leads in your field might be significant, pinpointing an organization that may enlist you to telecommute and checking its activity postings intermittently is significant too. So likewise look at this rundown of in excess of 200 organizations with work-at-home occupations, and look down for connections to rundown of these WAH organizations separated by industry or see this file of work-at-home employment records. In contrast to the above connections, the organizations recorded in the connections underneath may not really be recruiting right now. Be that as it may, they are known to straightforwardly enlist remote workers all the time, so inquire regularly in the event that you an organization you're keen on. Virtual Call Center JobsBilingual Call Center JobsSales Jobs From HomeAccounting and Bookkeeping Jobs From HomeFreelance Translation JobsInsurance JobsAt-Home Bilingual JobsWriting and Editing from HomeMedical Jobs from HomeMedical Transcription Jobs from HomeNursing Jobs from HomePhysician Jobs From HomeOnline Tutoring JobsData Entry or Transcription JobsArtistic JobsJob Search EnginesWork-From-Home in CanadaWork-at-Home Worldwide

How to Actualize Your Next Big Business Idea

Step by step instructions to Actualize Your Next Big Business Idea It happens to us all: You wake up, have your espresso, take a shower, â€" and unexpectedly, you have a revelation. You think its a genuine distinct advantage â€" that it will lift you out of your boring or deadened break and into a universe of chance. You think you should enlighten everybody you know concerning how you intend to update the individual counseling industry, compose a New York Times best seller, or start a urban cultivating aggregate in New Mexico. In your head, you basically cant fall flat. Quite a while back, I made the bounce from working for another person to turning into an entrepreneur. It has been the best thing Ive done in my life. Notwithstanding, before you change your LinkedIn work title, quit your place of employment, and set up a gathering, you need to take a stage back and relax. Compose your idea down some place and set it aside. Think about it, and proceed with your life as it generally seemed to be. After some time passes, rehash your thought and choose whether or not you despite everything need to proceed with it. Ensure You Love What Reaching This Goal Will Involve On the off chance that you have a major objective or dream that will affect a certain industry (e.g., composing a book, selling your style plans on Etsy, beginning another innovation organization), its safe to expect that you have some involvement with or enthusiasm for the movement itself. In the event that a definitive objective is to do what you love, you should, truly love what youre going to do what's necessary to take it to the following level. In the first place of this new pursuit, you should continue inquiring as to whether youre ready to cherish it this much â€" if, for instance, you love it enough to begin learning inconsequential abilities (like light programming, funds, altering, and internet based life) just to make it work. Individuals are progressively roused and achieve more when they love what theyre doing, so ensure this is justified, despite all the trouble for you. Envision Your End Goal With as Much Detail as possible Do you realize what understanding your fantasy resembles? Would you be able to see yourself on that platform, gathering your trophy? Do you know what your acknowledgment discourse would seem like? Would you be able to taste the festival supper when you at long last open up to the world about this organization that you are willing into reality? Pause for a minute to indulge in your fantasy. Visualize your ultimate objective in rich detail. The more obviously you can perceive what achievement resembles for you, the more feasible your goals will be. Our psyches are frequently swimming in negative musings of. We question our accreditations or our capacity to accomplish what we need. We contrast ourselves with others and feel like their achievements will consistently dominate our own. Around these times, I have to remind myself of the triumphs I can taste and fill my heart with the energy I was loaded with when I started. Examination, Plot a Strategy, and Break It All Down Into Actionable Steps Attempt to show signs of improvement thought of whats ahead. Search for individuals who have pulled off comparable tasks or begun comparative organizations, converse with experts in the space, and map out what it would mean for you to get to where you need to go. This implies investigating a wide range of fields, similar to business and account or web index promoting. At the point when you have a thought of what arriving at your objective involves, separate your methodology into little, significant advances. For instance, your methodology may be something like: Weave a little assortment of sweaters. Hold a photograph shoot. Set up an Etsy shop. Make a blog. Or on the other hand: Guide out a story diagram with a rundown of characters. Compose character foundations. Compose for three hours per day. Or on the other hand: Do a market investigation of the item youre considering propelling. Work a huge amount of additional time to spare capital. Investigate awards. Redesign Your Routine or (Start One) The most significant piece of understanding your fantasy is doing the work. There is no effective individual out there who hasnt accomplished the work in some way or another. In the event that youre genuine about your objective and you have a methodology for handling it, you need to work at it consistently. This could mean getting up a couple of hours sooner to compose a couple of sections each day or committing time after work to working out your online life nearness, for instance. Its essential to quit confining your objective as a dream venture or a thought. When you have chosen to proceed with your fantasy, it stops being dream and becomes a genuine obligation that you owe yourself. Get Into a Growth Mindset On the off chance that you accept that your enormous thought is a chance to find out more and improve your aptitudes, you will be progressively roused to keep coming to well beyond what you had decided to do. Individuals who accept that knowledge and ability levels are repaired amounts will in general give and blame their absence of inclination or insight so as not to proceed. Be that as it may, the individuals who receive a growth mindset are bound to hold heading out down the way to progress. They accept that each objective, each challenge, each impediment is a chance to learn and improve. It is perilous to state, Im not a sorted out individual, since it accept you are unequipped for getting your life all together. Also, saying Ive consistently been a thoughtful person infers that loners cant, or shouldnt, attempt to challenge themselves socially. Perceive your difficulties and mishaps now and realize that there will always be difficulties and misfortunes â€" however that you can deal with these issues. At that point you can say to yourself, I can beat this and gain from it, and youll have a lot more prominent potential for development and accomplishment with your next huge thought. - A form of this article initially showed up on BusinessCollective. John Rampton is the organizer of Palo Alto, California-based Due, a free web based invoicing organization gaining practical experience in helping organizations charge their customers effectively on the web. You can interface with him on Twitter: @johnrampton.

Commercial Accounts Coming Soon to Twitter - Workology

Commercial Accounts Coming Soon to Twitter Commercial Accounts Coming Soon to Twitter By years end,  Twitter  will be rolling out new commercial accounts says, co-founder Biz Stone.    Commercial accounts  will offer additional tracking features and business oriented applications but for a price. Twitter was created in 2006 during a brainstorming session at think tank company, Obvious Corporation and was designed to communicate in short bursts like SMS or text messaging and answer the following question, What are you doing?   Originally, called  Twttr  the company has secured over $55,000,000 in secured funding from venture capitalists and has yet to be profitable, but that could all change with the addition of commercial accounts. Commercial Accounts Coming Soon to Twitter Twitter has already began moving to unveiling its new commercial and business account services with its verified accounts for celebrities and actors earlier this year.   Twitter has also recently provide a short guideline and  tutorial  detailing how businesses and professionals can leverage Twitter for their business.   The tutorial which is quite short does not discuss third party applications and other tools that businesses can leverage to manage their time effectively. My book,  Tweet This!   Twitter for Business  which will be available in late November 2009, discusses tools and strategies businesses can use to manage their time, grow their following, and increase revenue in just thirty minutes a day.   Look for more information over the weeks and months until the books release.   I will also be unveiling a new website and resource soon that will discuss all things Twitter for businesses, consultants, and non-profits in a usable and no-nonsense way.   Look for it at  http://www.tweetingmybusiness.com  beginning September 2009. Do I support the creation of commercial accounts for Twitter?   Im curious to see the analytic features Twitter offers, as well as the special commercial only features and of course the cost associated with this new service.   Like everyone else, Ill have to wait and see.

How to Keep Your Dreams and Your Day Job

Step by step instructions to Keep Your Dreams and Your Day Job Kelsey Murphy from the Muse has guidance for trying adventurers and self-re-designers; she knows as a matter of fact the delights and dangers of stopping her normal everyday employment and jumping on a plane to investigate another vocation while venturing to the far corners of the planet. One day, she acknowledged moving to London spontaneously wasn't importantâ€"there were a lot of chances to investigate the greener grass a lot nearer to home. googletag.cmd.push(function() { googletag.display('div-gpt-advertisement 1467144145037-0'); }); Embrace the Learning CurveFor each new position or challenge I've had, there's been a second about a week or a month in where I needed to stop, where the things that worried me far eclipsed the things I delighted in. I was persuaded I wasn't intended to be a proofreader, a showing aide, an author, a pooch proprietor, or even a New Yorker.But before all else, no one's a specialist or a genius, and regardless of whether you're a wunderkind you have bo unty to learn at work. Be eager to mess up, apologize, and gain proficiency with another approach to get things done. The expectation to learn and adapt is considerably simpler to swallow if it is anything but a full-time understandingâ€"utilize the security of productive work to investigate something you've for the longest time been itching to do as an afterthought in the nights or on ends of the week. Try not to let dread of bombing keep you from dabbling.Harness the 15-Minute IntentionIf you're getting cleared up in the requests of the moment to-minute, take some time to pull together on the 10,000 foot view tasks. What are you organizing? What gets knocked off kilter by tasks or another person's urgency?Try to put aside 15 minutes per day to check in with something imperative to you, outside your monotonous routine. Possibly you include it toward the beginning of the day, or segment your lunch break, or have a couple of calm minutes right when you return home. There are a lot of profitability applications that can assist you with separating the time.Find a Mentor (A Small One!)The thought of manufacturing a coach/mentee relationship without any preparation is overwhelming; I can't watch the Karate Kid without my closeness issues erupting. Be that as it may, what Murphy calls a scaled down coach can be somebody to help you in a little manner, with one explicit region of your life.Find one thing you'd prefer to learn in administration of your bigger advantages, and the ideal individual to inquire. It might form into a bigger relationship, or it might close with one straightforward cooperation, however whichever way you're in an ideal situation for having looked for and acknowledged assistance. Additionally in the event that you do choose to laugh in the face of any potential risk and quit work An in quest for energy B, you'll have at any rate one potential systems administration association!

Millennials and Jobs The Top 10 Places for Young Workers on the Move

Twenty to thirty year olds and Jobs The Top 10 Places for Young Workers on the Move Twenty to thirty year olds are on the chase for lucrative employments, and they're moving to some unforeseen spots to discover them, as per another report out today. Wounded by the unpleasant post-downturn work showcase, Gen-Yers are moving from lower-cost urban areas to places with a greater expense of living yet progressively copious and rewarding occupations, a RealtyTrac investigation of Census information from 2007 through 2013 found. Twenty to thirty year olds are pulled in to business sectors with great job prospects and low joblessness, however that will in general have higher rental rates and high home-value gratefulness, says Daren Blomquist, VP of RealtyTrac. It's a tradeoff. In the 10 U.S. districts with the greatest increment in twenty to thirty year olds, the normal joblessness rate is 5.2%, well beneath the national normal of 6.1%. The normal family unit pay is $62,496, versus $51,058 broadly. The middle home cost is $406,800 (almost twofold the U.S. middle of $222,900), while a three-room condo rents for $1,619 every month by and large, right over the national normal of $1,550. Riding the powerful employment advertise in the D.C. zone, two areas in Northern Virginia with joblessness rates beneath 3.7% top the rundown. In any case, not all places that the 69-million-in number millennial age are running to are costly. New Orleans, where the middle home cost is $140,000, pushed out San Francisco, where tech employments might be abundant however the middle home cost is about $1 million. New Orleans, where the joblessness rate is 5.1%, is a transportation place with one of the busiest and biggest ports on the planet, just as huge amounts of employments identified with the neighborhood petroleum processing plants. Denver, Nashville, and Portland, Ore., all main 10 territories, offer middle home costs underneath $300,000 and a decent variety of occupations in innovation, human services, and instruction. Maybe the most astounding millennial magnet: Clarksville, Tenn, the fifth biggest city in the state behind Nashville, Memphis, Knoxville, and Chattanooga. Forty five miles north of Nashville, it profits by overflow from that city's solid employment showcase, however Clarksville likewise has its own modern base, in addition to close by Ft. Campbell and Austin Peay State University. The joblessness rate: 4.7%. Here are RealtyTrac's main 10 goals for twenty to thirty year olds moving: Rank County State Metro Area % Increase in Millennial Population, 2007-2013 Milennials % of Total Population, 2013 Median Home Price, April 2014 Average Monthly Apartment Rent (3 beds), 2014 1 Arlington County Va. Washington, DC 82% 39% $505,000 $1,996 2 Alexandria City Va. Washington, DC 81% 34% $465,000 $1,966 3 Orleans Parish La. New Orleans 71% 30% $140,000 $1,190 4 San Francisco County Calif. San Francisco 68% 32% $950,000 $2,657 5 Denver County Colo. Denver 57% 33% $270,000 $1,409 6 Montgomery County Tenn. Clarksville 46% 31% $128,000 $1,016 7 Hudson County N.J. New York 44% 31% $330,000 $1,643 8 New York County N.Y. New York 43% 32% $850,000 $1,852 9 Multnomah County Ore. Portland 41% 28% $270,000 $1,359 10 Davidson County Tenn. Nashville 37% 29% $160,000 $1,131